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An Independent Medical Exam (IME) is not independent nor is it actually a medical exam. It is more of an oral and visual medical review, often times performed in an intimidating fashion. It is scheduled by the no fault insurance company and the doctor is hired by the defense to find any reason for your insurance claim to be reduced or denied.

The IME is to obtain information and expert opinion for the purposes of litigation, not to provide you with any medical treatment. The doctor will scrutinize your appearance, how you stand, how you walk, how you interact – looking for any possible deception. They will check for any other contributing factors by reviewing your medical history including, x-rays, MRIs, CT scans, lab work, etc.

Some IME doctors are highly professional and try to be objective in reviewing your medical history. But, there are too many IME doctors that are influenced by the fact that they are being paid by the defense; and their reviews are skewed accordingly. As professionals, these doctors make credible witnesses.

The bottom line is that the insurance company is in business to make a profit. The fewer medical bills they have to pay the more profit they make. Be sure to speak to an attorney before you go to an IME. They will provide pointers to protect your rights.

Have you suffered an injury in a car accident? Call a Minnesota Car Accident Lawyer at 612-362-0000 for advice on your car accident case and how to handle your IME.

Tags: Minnesota Car Accident, Minnesota Car Accident Attorney, Minnesota Car Accident Lawyer, Minnesota IME